In order to qualify, applicants must complete a Home Equity Application.  Applications are available at the Credit Union on the Daytona Beach Campus, Building 300, Room 122.

In addition to a completed Home Equity Application, members will need to provide verification of income as well as a copy of the warranty deed.

If your loan is approved, the following will be required prior to closing:

• Property appraisal
• Title search
• Flood zone inquiry

If all of the above is completed, proof of insurance will be required at closing.

We will lend up to 80% of the appraised value of the home less any outstanding mortgages.